Home Budgeting
How to create your own home budget.
• Track your monthly spending and try to account for every Rupee spent.
• For the next month or two, think very closely about how your money is spent.
• Every time you buy something, pay a bill, or dispose of any of your money, make a strong mental note of what it is being spent on.
• Better, at the end of each day write down list of expenditure and for what it was used on a piece of paper.
• Try to think critically about each Rupee spent and whether or not it was a required expense.
• Now it's time to create your Home or Personal Budget.
• To do this, you need to quantify all of the spending patterns.
• You need a budget to check if you are on the right track to savings and investments.
• A budget will also keep a ( % ) tab on your daily spending habits.
• So be sure not to overlook small or routine expenses.
• Be realistic and honest with yourself and try not under estimate your actual expenses.
• Think how much money you have really been spending on these categories and fill in realistic amounts.
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